Our team of qualified professionals serves both local and multinational clients by providing a range of employee benefit solutions, including: Life Insurance, Accident Death and Dismemberment Insurance, Total Permanent and Disability Insurance, Hospitalization Insurance (IPD&OPD), Dental Insurance and Major Medical Insurance
- Life Insurance shall cover the loss of life from sickness and accident, worldwide 24 hours.
- Accident Death and Dismemberment Insurance shall cover the following conditions.
1. Loss of organ i.e. loss of one hand, one foot or one eye.
2. Double indemnity for accidental death from public transport, public buildings and elevators.
- Total Permanent and Disability Insurance provides coverage in the event that the insured individual becomes totally and permanently disabled as a result of sickness or accident. The insurer shall provide compensation for such disability.
- Inpatient Benefit Insurance (IPD) shall cover medical expenses for admission to hospital.
- Outpatient Benefit Insurance (OPD) shall cover outpatient medical expenses without hospital admission.
- Dental Benefit Insurance shall cover Oral Examination, X-Ray & Laboratory, Scaling, Filling, Extraction, Impacted Tooth and Root Canal Treatment.
- Major Medical Benefit Insurance (MM) shall cover the excess of the basic medical plan (based on co-payment between the insurer and the insured).
In addition, Group Insurance has the following advantages:
- More affordable than individual life policies.
- Generally, the employee is not required to undergo a medical examination.
- Premiums are covered by employer.