Our Life & Medical Insurance package, catered specifically to Japanese expatriates residing in Thailand, has been in operation for nearly two decades. We at Siam Cosmos Services take pride in our extensive experience in providing comprehensive protection to our valued clients, securing their everyday lives and shielding them from unforeseen events.
This package comprehensively covers people’s needs, including Life Insurance, Hospitalization (IPD&OPD), Dental, Physical Therapy and Major Medical. We provide all these coverages in one package based on current medical costs and data accumulated through years of experience, all at competitive premiums.
- Life Insurance shall cover the loss of life from sickness, worldwide 24 hours.
- In-patient Benefit Insurance (IPD) shall cover medical expenses for admission to hospital.
- Out-patient Benefit Insurance (OPD) shall cover outpatient medical expenses without hospital admission.
- Dental Benefit Insurance shall cover Oral Examination, X-Ray & Laboratory, Scaling, Filling, Extraction, Impacted Tooth and Root Canal Treatment.
- Physical Therapy Benefit Insurance shall cover the rehabilitation expense of the insured.
- Major Medical Benefit Insurance (MM) shall cover the excess of the basic medical plan (based on co-payment between the insurer and the insured).
Our specialized product, Japanese Medical Insurance, has the following benefits:
- Employees up to the age of 70 can enroll. Family members of employees from 2 weeks old to 65 years of age can also enroll.
- Special: a minimum one employee can enroll.
- Well-balanced coverages and premiums.
- Unlike individual insurance, it has a strong resistance to premium increases.
- More than 500 networking hospitals for cashless payment.