Voluntary Motor Insurance provides coverage for both own damage of the motor vehicle and legal liability for third-party bodily injury and property damage. This coverage can either be comprehensive or limited in scope.
|
Class |
Vehicle own damage |
Third Parties Liability |
Coverage inside the insured vehicle |
||||
|
Theft / Fire |
Damage |
Bodily Injury |
Property Damage |
PA |
Medical expenses |
Bail Bond |
|
|
1st class |
/ |
/ |
/ |
/ |
/ |
/ |
/ |
|
2nd class |
/ |
|
/ |
/ |
/ |
/ |
/ |
|
3rd class |
|
|
/ |
/ |
/ |
/ |
/ |
|
2nd class+ * |
/ |
/ |
/ |
/ |
/ |
/ |
/ |
|
3rd class+ * |
|
/ |
/ |
/ |
/ |
/ |
/ |
*Accident caused by own damage due to collision with land vehicles.
All vehicles are required by law (according to the Road Accident Victim Protection Act B.E. 2535 (A.D.1992)) to apply for the Compulsory Motor Insurance. It covers loss of life, injury and disability from road accident.